Below you will find a wide variety of resources and information relating to the mortgage process. I am here to help and I encourage you to contact me if you have any questions. Please note that I highly recomment using the Financial Consumer Agency of Canada's Budget Planner. Just because you can be approved for a certain mortgage amount does not mean you should actually buy a property in that price range. Your family's budget should be your deciding factor. Remember that life is a journey meant to be enjoyed and not stressed over to impress other people. You should strive to impress yourself with the wise financial decision you make and the example you set for your children! 

Equifax
Equifax compiles credit reporting data from many sources and creates a credit file that reflects your personal credit history including your FICO score. Now you can view your credit report online enabling you to monitor your credit and monitor your score while protecting yourself from identity theft. Before making major purchases, such as buying a home or car, you can see exactly what information is available to potential lenders.

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Sagen
Sagen, formerly Genworth Financial, assists families with mortgages, protects families through insurance and helps customers secure their financial future.

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CMHC
Backed by 60 years of experience, we work with community organizations, the private sector, non-profit agencies and all levels of government to help create innovative solutions to today's housing challenges, anticipate tomorrow's needs, and improve the quality of life for all Canadians.

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Canada Revenue Agency
The Canada Revenue Agency (CRA) administers tax laws for the Government of Canada and for most provinces and territories; and various social and economic benefit and incentive programs delivered through the tax system.

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Trans Union Canada
Trans Union Canada is another consumer credit reporting agency providing credit reporting services to Canadian consumers. Trans Union Canada is also a great source of credit-related information.

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The Bank of Canada
The Bank of Canada is the nation's central bank. It is responsible for Canada's monetary policy, bank notes, financial system and funds management.

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Appraisal Institute of Canada
Appraisal Institute of Canada is the premier real estate appraisal association in Canada. The institute is a self-regulating body whose mission is to protect the public interest by ensuring highest standards, practices and professional conduct in real estate appraisals.

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